What is CTC vs take-home salary?

CTC includes employer PF contribution and all benefits. Take-home is what you actually receive after all deductions.

What is a standard PF deduction?

Employee PF is 12% of basic salary by default, matched by the employer.

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Salary Calculator India

Calculate monthly take-home pay from your annual CTC.

Salary Details

Enter annual CTC and deduction rates to get monthly take-home pay.

Annual Gross Salary (₹)

PF (%)

Income Tax (%)

Other Deductions (₹)

Salary Breakup

Annual and monthly net take-home pay after deductions.

Monthly Take-Home

—

Live result

Annual Net Pay—

PF Deduction—

Tax Deduction—

Total Deductions—

How Indian salary is structured

Built for speed, clarity, and SEO depth.

Indian salary structure includes Basic, HRA, allowances, PF deductions, and income tax. This calculator breaks down your CTC to show actual monthly take-home pay.

Net Salary Formula

Deductions subtracted from gross to get net pay.

PF Deduction

Basic Salary × 12%

Employee contribution to Provident Fund.

Net Annual

Gross - PF - Tax - Other

Take-home before monthly split.

Frequently Asked Questions

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PF Deduction

Net Annual

Frequently Asked Questions

What is CTC vs take-home salary?

What is a standard PF deduction?

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